Call reports 2021
NBKC BANK — 2021
What NBKC BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,207,484,000 | 1,110,604,000 | 1,138,452,000 | 1,041,605,000 |
| Total loans | 585,263,000 | 536,146,000 | 564,066,000 | 557,713,000 |
| Allowance for loan losses | 10,204,000 | 10,272,000 | 10,296,000 | 9,421,000 |
| Securities available for sale | 95,677,000 | 80,499,000 | 73,336,000 | 80,662,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 976,354,000 | 886,115,000 | 909,566,000 | 840,527,000 |
| Interest-bearing deposits | 618,506,000 | 542,968,000 | 533,773,000 | 508,026,000 |
| Noninterest-bearing deposits | 357,847,000 | 343,146,000 | 375,793,000 | 332,501,000 |
| Equity capital | 182,747,000 | 173,620,000 | 179,883,000 | 157,678,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,183,000 | 10,142,000 | 15,574,000 | 21,005,000 |
| Interest expense | 1,180,000 | 2,033,000 | 2,736,000 | 3,329,000 |
| Net interest income | 4,003,000 | 8,109,000 | 12,838,000 | 17,676,000 |
| Noninterest income | 62,605,000 | 104,159,000 | 143,891,000 | 178,171,000 |
| Noninterest expense | 42,614,000 | 77,096,000 | 114,981,000 | 147,511,000 |
| Provision for loan losses | 0 | 0 | 0 | -825,000 |
| Pretax income | 23,957,000 | 35,167,000 | 41,764,000 | 49,177,000 |
| Income tax | 529,000 | 776,000 | 830,000 | 605,000 |
| Net income | 23,428,000 | 34,391,000 | 40,934,000 | 48,572,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 180,091,000 | 171,380,000 | 177,923,000 | 156,381,000 |
| Total capital | 189,539,000 | 180,062,000 | 187,135,000 | 165,802,000 |
| Risk-weighted assets | 755,100,000 | 692,945,000 | 735,865,000 | 775,234,000 |