Call reports 2020
NBKC BANK — 2020
What NBKC BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 933,981,000 | 1,070,375,000 | 1,118,558,000 | 1,148,196,000 |
| Total loans | 624,911,000 | 685,342,000 | 624,117,000 | 533,939,000 |
| Allowance for loan losses | 7,438,000 | 8,448,000 | 10,461,000 | 10,188,000 |
| Securities available for sale | 154,464,000 | 150,337,000 | 131,868,000 | 110,573,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 665,136,000 | 797,175,000 | 860,225,000 | 929,415,000 |
| Interest-bearing deposits | 543,202,000 | 652,132,000 | 629,243,000 | 658,626,000 |
| Noninterest-bearing deposits | 121,935,000 | 145,044,000 | 230,982,000 | 270,788,000 |
| Equity capital | 120,543,000 | 175,379,000 | 188,865,000 | 159,307,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 7,393,000 | 14,413,000 | 20,574,000 | 26,565,000 |
| Interest expense | 2,636,000 | 4,905,000 | 6,890,000 | 8,519,000 |
| Net interest income | 4,757,000 | 9,508,000 | 13,684,000 | 18,046,000 |
| Noninterest income | 49,235,000 | 150,195,000 | 227,414,000 | 304,287,000 |
| Noninterest expense | 35,228,000 | 82,678,000 | 124,889,000 | 165,161,000 |
| Provision for loan losses | 150,000 | 1,150,000 | 3,150,000 | 3,150,000 |
| Pretax income | 18,662,000 | 75,966,000 | 113,128,000 | 154,129,000 |
| Income tax | 92,000 | 2,122,000 | 3,211,000 | 3,178,000 |
| Net income | 18,570,000 | 73,844,000 | 109,917,000 | 150,951,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 118,149,000 | 172,223,000 | 185,759,000 | 156,664,000 |
| Total capital | 125,587,000 | 180,671,000 | 195,581,000 | 165,694,000 |
| Risk-weighted assets | 767,484,000 | 814,134,000 | 785,121,000 | 721,215,000 |