Call reports 2019
NBKC BANK — 2019
What NBKC BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 719,314,000 | 800,768,000 | 814,264,000 | 833,228,000 |
| Total loans | 492,532,000 | 559,797,000 | 559,641,000 | 575,222,000 |
| Allowance for loan losses | 7,222,000 | 7,245,000 | 7,177,000 | 7,052,000 |
| Securities available for sale | 129,091,000 | 134,093,000 | 134,847,000 | 140,738,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 520,672,000 | 594,761,000 | 624,447,000 | 576,439,000 |
| Interest-bearing deposits | 451,288,000 | 511,197,000 | 511,290,000 | 492,053,000 |
| Noninterest-bearing deposits | 69,384,000 | 83,564,000 | 113,158,000 | 84,387,000 |
| Equity capital | 88,282,000 | 94,581,000 | 103,844,000 | 101,944,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 6,955,000 | 14,409,000 | 21,932,000 | 29,376,000 |
| Interest expense | 2,775,000 | 5,921,000 | 8,937,000 | 11,857,000 |
| Net interest income | 4,180,000 | 8,488,000 | 12,995,000 | 17,519,000 |
| Noninterest income | 23,031,000 | 52,852,000 | 100,187,000 | 140,238,000 |
| Noninterest expense | 19,368,000 | 45,765,000 | 76,143,000 | 106,708,000 |
| Provision for loan losses | 255,000 | 255,000 | 255,000 | 255,000 |
| Pretax income | 7,602,000 | 15,350,000 | 36,998,000 | 51,046,000 |
| Income tax | 12,000 | 519,000 | 1,662,000 | 819,000 |
| Net income | 7,590,000 | 14,831,000 | 35,336,000 | 50,227,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,279,000 | 82,390,000 | 96,080,000 | 89,830,000 |
| Total capital | 85,501,000 | 89,635,000 | 103,257,000 | 96,882,000 |
| Risk-weighted assets | 624,979,000 | 665,561,000 | 682,136,000 | 707,220,000 |