Call reports 2018
NBKC BANK — 2018
What NBKC BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 618,974,000 | 662,316,000 | 651,880,000 | 684,352,000 |
| Total loans | 412,879,000 | 453,066,000 | 449,865,000 | 475,373,000 |
| Allowance for loan losses | 6,185,000 | 6,568,000 | 6,849,000 | 6,941,000 |
| Securities available for sale | 135,940,000 | 133,976,000 | 122,595,000 | 122,154,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 412,943,000 | 443,064,000 | 465,768,000 | 456,318,000 |
| Interest-bearing deposits | 368,551,000 | 387,281,000 | 404,284,000 | 403,782,000 |
| Noninterest-bearing deposits | 44,392,000 | 55,783,000 | 61,485,000 | 52,536,000 |
| Equity capital | 79,234,000 | 82,014,000 | 82,041,000 | 82,395,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,398,000 | 11,295,000 | 17,829,000 | 24,448,000 |
| Interest expense | 1,556,000 | 3,460,000 | 5,745,000 | 8,210,000 |
| Net interest income | 3,842,000 | 7,835,000 | 12,084,000 | 16,238,000 |
| Noninterest income | 17,259,000 | 38,016,000 | 56,590,000 | 70,709,000 |
| Noninterest expense | 17,372,000 | 36,804,000 | 56,344,000 | 73,451,000 |
| Provision for loan losses | 1,370,000 | 1,970,000 | 2,370,000 | 2,820,000 |
| Pretax income | 2,385,000 | 7,130,000 | 10,026,000 | 10,766,000 |
| Income tax | 89,000 | 243,000 | 349,000 | 477,000 |
| Net income | 2,296,000 | 6,887,000 | 9,677,000 | 10,289,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,233,000 | 75,287,000 | 74,376,000 | 73,548,000 |
| Total capital | 79,418,000 | 81,855,000 | 81,225,000 | 80,489,000 |
| Risk-weighted assets | 552,500,000 | 582,302,000 | 561,758,000 | 599,957,000 |