Call reports 2016
NBKC BANK — 2016
What NBKC BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 674,666,000 | 645,888,000 | 603,856,000 | 568,425,000 |
| Total loans | 384,946,000 | 383,592,000 | 382,540,000 | 366,286,000 |
| Allowance for loan losses | 3,733,000 | 3,861,000 | 3,970,000 | 4,019,000 |
| Securities available for sale | 176,218,000 | 173,146,000 | 145,383,000 | 137,886,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 389,229,000 | 401,028,000 | 452,132,000 | 436,354,000 |
| Interest-bearing deposits | 329,227,000 | 355,209,000 | 400,913,000 | 387,987,000 |
| Noninterest-bearing deposits | 60,003,000 | 45,819,000 | 51,220,000 | 48,367,000 |
| Equity capital | 77,457,000 | 73,535,000 | 81,998,000 | 71,471,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,395,000 | 9,231,000 | 14,146,000 | 18,424,000 |
| Interest expense | 1,572,000 | 3,273,000 | 4,213,000 | 5,139,000 |
| Net interest income | 2,823,000 | 5,958,000 | 9,933,000 | 13,285,000 |
| Noninterest income | 15,256,000 | 41,476,000 | 65,591,000 | 84,018,000 |
| Noninterest expense | 14,721,000 | 41,282,000 | 60,714,000 | 79,569,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,389,000 | 6,207,000 | 15,013,000 | 17,991,000 |
| Income tax | -7,000 | 59,000 | 283,000 | 565,000 |
| Net income | 3,396,000 | 6,148,000 | 14,730,000 | 17,426,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,807,000 | 70,232,000 | 79,986,000 | 69,002,000 |
| Total capital | 78,540,000 | 74,093,000 | 83,956,000 | 73,021,000 |
| Risk-weighted assets | 436,397,000 | 445,908,000 | 444,540,000 | 427,770,000 |