Call reports 2015
NBKC BANK — 2015
What NBKC BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 619,990,000 | 624,535,000 | 570,593,000 | 567,648,000 |
| Total loans | 326,939,000 | 332,274,000 | 297,025,000 | 305,124,000 |
| Allowance for loan losses | 4,567,000 | 3,927,000 | 3,698,000 | 3,689,000 |
| Securities available for sale | 198,432,000 | 193,046,000 | 184,667,000 | 179,296,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 415,899,000 | 383,157,000 | 366,985,000 | 345,586,000 |
| Interest-bearing deposits | 349,845,000 | 336,022,000 | 318,078,000 | 304,571,000 |
| Noninterest-bearing deposits | 66,054,000 | 47,135,000 | 48,907,000 | 41,015,000 |
| Equity capital | 77,028,000 | 82,704,000 | 79,823,000 | 77,699,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,194,000 | 8,424,000 | 12,435,000 | 16,506,000 |
| Interest expense | 1,657,000 | 3,234,000 | 4,801,000 | 6,344,000 |
| Net interest income | 2,537,000 | 5,190,000 | 7,634,000 | 10,162,000 |
| Noninterest income | 11,901,000 | 27,413,000 | 40,002,000 | 52,133,000 |
| Noninterest expense | 13,413,000 | 26,886,000 | 39,469,000 | 52,492,000 |
| Provision for loan losses | 0 | -1,050,000 | -1,550,000 | -1,550,000 |
| Pretax income | 1,118,000 | 6,902,000 | 9,876,000 | 11,546,000 |
| Income tax | 51,000 | 209,000 | 315,000 | 508,000 |
| Net income | 1,067,000 | 6,693,000 | 9,561,000 | 11,038,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,386,000 | 80,424,000 | 77,291,000 | 75,980,000 |
| Total capital | 78,953,000 | 84,351,000 | 80,989,000 | 79,669,000 |
| Risk-weighted assets | 420,398,000 | 417,211,000 | 400,688,000 | 404,856,000 |