Call reports 2025
PRINSBANK — 2025
What PRINSBANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 218,395,000 | 221,325,000 | 198,465,000 | 210,104,000 |
| Total loans | 129,520,000 | 131,079,000 | 143,853,000 | 149,427,000 |
| Allowance for loan losses | 11,867,000 | 12,045,000 | 12,243,000 | 12,490,000 |
| Securities available for sale | 10,582,000 | 10,171,000 | 15,138,000 | 15,197,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,744,000 | 182,869,000 | 167,164,000 | 181,308,000 |
| Interest-bearing deposits | 140,370,000 | 139,973,000 | 139,540,000 | 144,565,000 |
| Noninterest-bearing deposits | 41,374,000 | 42,896,000 | 27,624,000 | 36,743,000 |
| Equity capital | 31,917,000 | 32,931,000 | 23,755,000 | 24,663,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,614,000 | 6,930,000 | 10,866,000 | 14,389,000 |
| Interest expense | 1,204,000 | 2,407,000 | 3,619,000 | 4,777,000 |
| Net interest income | 2,410,000 | 4,523,000 | 7,247,000 | 9,612,000 |
| Noninterest income | 1,245,000 | 2,179,000 | 3,902,000 | 4,924,000 |
| Noninterest expense | 2,249,000 | 4,044,000 | 6,994,000 | 9,241,000 |
| Provision for loan losses | 99,000 | 198,000 | 296,000 | 396,000 |
| Pretax income | 1,302,000 | 2,459,000 | 3,839,000 | 4,884,000 |
| Income tax | 195,000 | 390,000 | 585,000 | 780,000 |
| Net income | 1,107,000 | 2,069,000 | 3,254,000 | 4,104,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,852,000 | 32,813,000 | 23,668,000 | 24,518,000 |
| Total capital | 33,733,000 | 34,716,000 | 25,653,000 | 26,563,000 |
| Risk-weighted assets | 140,383,000 | 142,053,000 | 148,465,000 | 153,090,000 |