Call reports 2022
PRINSBANK — 2022
What PRINSBANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 183,395,000 | 179,650,000 | 175,163,000 | 187,686,000 |
| Total loans | 110,676,000 | 117,300,000 | 145,769,000 | 138,310,000 |
| Allowance for loan losses | 7,540,000 | 7,419,000 | 9,448,000 | 8,535,000 |
| Securities available for sale | 3,952,000 | 11,893,000 | 11,712,000 | 9,972,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,790,000 | 148,964,000 | 143,646,000 | 158,439,000 |
| Interest-bearing deposits | 109,410,000 | 103,696,000 | 99,721,000 | 105,054,000 |
| Noninterest-bearing deposits | 46,380,000 | 45,268,000 | 43,925,000 | 53,385,000 |
| Equity capital | 25,822,000 | 27,157,000 | 27,008,000 | 28,894,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,963,000 | 4,069,000 | 7,130,000 | 10,424,000 |
| Interest expense | 186,000 | 354,000 | 525,000 | 771,000 |
| Net interest income | 1,777,000 | 3,715,000 | 6,605,000 | 9,653,000 |
| Noninterest income | 1,498,000 | 3,792,000 | 5,156,000 | 5,780,000 |
| Noninterest expense | 1,984,000 | 4,572,000 | 5,872,000 | 5,698,000 |
| Provision for loan losses | 99,000 | 198,000 | 1,947,000 | 3,756,000 |
| Pretax income | 1,192,000 | 2,714,000 | 3,920,000 | 5,814,000 |
| Income tax | 174,000 | 343,000 | 672,000 | 872,000 |
| Net income | 1,018,000 | 2,371,000 | 3,248,000 | 4,942,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,906,000 | 27,259,000 | 27,361,000 | 29,055,000 |
| Total capital | 27,559,000 | 28,897,000 | 29,372,000 | 30,934,000 |
| Risk-weighted assets | 126,318,000 | 125,298,000 | 153,499,000 | 143,661,000 |