Call reports 2021
PRINSBANK — 2021
What PRINSBANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 173,641,000 | 166,107,000 | 169,044,000 | 195,129,000 |
| Total loans | 108,913,000 | 107,707,000 | 113,913,000 | 119,394,000 |
| Allowance for loan losses | 6,704,000 | 7,048,000 | 7,229,000 | 7,000,000 |
| Securities available for sale | 4,318,000 | 3,694,000 | 3,682,000 | 3,899,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,724,000 | 139,204,000 | 140,364,000 | 168,548,000 |
| Interest-bearing deposits | 100,582,000 | 98,705,000 | 101,622,000 | 111,500,000 |
| Noninterest-bearing deposits | 48,142,000 | 40,499,000 | 38,742,000 | 57,048,000 |
| Equity capital | 23,681,000 | 24,689,000 | 25,444,000 | 26,336,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,010,000 | 3,832,000 | 6,114,000 | 9,109,000 |
| Interest expense | 248,000 | 476,000 | 695,000 | 907,000 |
| Net interest income | 1,762,000 | 3,356,000 | 5,419,000 | 8,202,000 |
| Noninterest income | 1,154,000 | 2,296,000 | 3,646,000 | 5,270,000 |
| Noninterest expense | 1,499,000 | 3,105,000 | 4,753,000 | 6,296,000 |
| Provision for loan losses | 374,000 | 473,000 | 572,000 | 1,871,000 |
| Pretax income | 1,043,000 | 2,074,000 | 3,740,000 | 5,305,000 |
| Income tax | 4,000 | 4,000 | 4,000 | 645,000 |
| Net income | 1,039,000 | 2,070,000 | 3,736,000 | 4,660,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,575,000 | 24,606,000 | 25,377,000 | 26,301,000 |
| Total capital | 25,030,000 | 26,093,000 | 26,864,000 | 27,997,000 |
| Risk-weighted assets | 111,196,000 | 113,295,000 | 113,063,000 | 130,375,000 |