Call reports 2020
PRINSBANK — 2020
What PRINSBANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 143,785,000 | 180,041,000 | 179,506,000 | 177,407,000 |
| Total loans | 102,812,000 | 108,265,000 | 110,120,000 | 108,312,000 |
| Allowance for loan losses | 5,428,000 | 5,888,000 | 6,067,000 | 6,004,000 |
| Securities available for sale | 5,173,000 | 5,163,000 | 4,651,000 | 4,129,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,975,000 | 155,798,000 | 154,340,000 | 152,477,000 |
| Interest-bearing deposits | 86,190,000 | 88,123,000 | 89,396,000 | 92,562,000 |
| Noninterest-bearing deposits | 33,785,000 | 67,675,000 | 64,944,000 | 59,915,000 |
| Equity capital | 22,918,000 | 22,869,000 | 23,268,000 | 24,619,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,828,000 | 3,664,000 | 5,437,000 | 7,587,000 |
| Interest expense | 328,000 | 631,000 | 915,000 | 1,195,000 |
| Net interest income | 1,500,000 | 3,033,000 | 4,522,000 | 6,392,000 |
| Noninterest income | 663,000 | 1,172,000 | 1,786,000 | 3,094,000 |
| Noninterest expense | 1,154,000 | 2,461,000 | 3,549,000 | 5,156,000 |
| Provision for loan losses | 199,000 | 473,000 | 572,000 | 771,000 |
| Pretax income | 810,000 | 1,271,000 | 2,187,000 | 3,559,000 |
| Income tax | 4,000 | 4,000 | 4,000 | 4,000 |
| Net income | 806,000 | 1,267,000 | 2,183,000 | 3,555,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,737,000 | 22,699,000 | 23,115,000 | 24,486,000 |
| Total capital | 24,162,000 | 24,250,000 | 24,694,000 | 26,046,000 |
| Risk-weighted assets | 110,058,000 | 119,734,000 | 121,780,000 | 120,270,000 |