Call reports 2019
PRINSBANK — 2019
What PRINSBANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 137,246,000 | 134,002,000 | 135,998,000 | 146,642,000 |
| Total loans | 97,603,000 | 112,032,000 | 111,653,000 | 103,875,000 |
| Allowance for loan losses | 4,443,000 | 4,967,000 | 5,941,000 | 5,023,000 |
| Securities available for sale | 6,876,000 | 6,252,000 | 6,013,000 | 5,876,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,524,000 | 108,363,000 | 110,032,000 | 122,531,000 |
| Interest-bearing deposits | 85,165,000 | 85,407,000 | 85,237,000 | 88,525,000 |
| Noninterest-bearing deposits | 28,359,000 | 22,956,000 | 24,795,000 | 34,006,000 |
| Equity capital | 21,785,000 | 22,726,000 | 22,526,000 | 23,791,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,209,000 | 4,421,000 | 6,435,000 | 8,807,000 |
| Interest expense | 289,000 | 595,000 | 914,000 | 1,259,000 |
| Net interest income | 1,920,000 | 3,826,000 | 5,521,000 | 7,548,000 |
| Noninterest income | 2,607,000 | 3,495,000 | 4,242,000 | 5,788,000 |
| Noninterest expense | 1,624,000 | 3,181,000 | 4,299,000 | 5,658,000 |
| Provision for loan losses | 1,099,000 | 1,473,000 | 1,897,000 | 2,846,000 |
| Pretax income | 1,804,000 | 2,667,000 | 3,567,000 | 4,832,000 |
| Income tax | 5,000 | 5,000 | 6,000 | 4,000 |
| Net income | 1,799,000 | 2,662,000 | 3,561,000 | 4,828,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,748,000 | 22,666,000 | 22,466,000 | 23,731,000 |
| Total capital | 23,094,000 | 24,167,000 | 23,966,000 | 25,151,000 |
| Risk-weighted assets | 104,529,000 | 116,551,000 | 115,576,000 | 110,015,000 |