Call reports 2018
PRINSBANK — 2018
What PRINSBANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 129,638,000 | 132,597,000 | 130,685,000 | 138,847,000 |
| Total loans | 96,138,000 | 95,292,000 | 88,759,000 | 97,854,000 |
| Allowance for loan losses | 2,324,000 | 2,705,000 | 3,572,000 | 3,044,000 |
| Securities available for sale | 6,546,000 | 7,021,000 | 7,117,000 | 7,177,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,406,000 | 109,861,000 | 106,573,000 | 116,398,000 |
| Interest-bearing deposits | 87,261,000 | 87,111,000 | 86,046,000 | 86,157,000 |
| Noninterest-bearing deposits | 21,145,000 | 22,750,000 | 20,527,000 | 30,241,000 |
| Equity capital | 19,795,000 | 20,770,000 | 21,137,000 | 21,610,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,883,000 | 3,701,000 | 5,982,000 | 7,760,000 |
| Interest expense | 226,000 | 479,000 | 753,000 | 1,056,000 |
| Net interest income | 1,657,000 | 3,222,000 | 5,229,000 | 6,704,000 |
| Noninterest income | 1,497,000 | 2,258,000 | 4,551,000 | 5,063,000 |
| Noninterest expense | 1,240,000 | 2,341,000 | 3,905,000 | 5,391,000 |
| Provision for loan losses | 240,000 | 480,000 | 1,470,000 | 1,560,000 |
| Pretax income | 1,674,000 | 2,659,000 | 4,405,000 | 4,816,000 |
| Income tax | 1,000 | 5,000 | 6,000 | 6,000 |
| Net income | 1,673,000 | 2,654,000 | 4,399,000 | 4,810,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,883,000 | 20,864,000 | 21,238,000 | 21,648,000 |
| Total capital | 21,184,000 | 22,161,000 | 22,468,000 | 22,984,000 |
| Risk-weighted assets | 103,095,000 | 102,323,000 | 95,928,000 | 105,183,000 |