Call reports 2017
PRINSBANK — 2017
What PRINSBANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 126,306,000 | 128,397,000 | 130,868,000 | 141,862,000 |
| Total loans | 99,921,000 | 96,480,000 | 93,155,000 | 104,676,000 |
| Allowance for loan losses | 2,183,000 | 2,929,000 | 3,470,000 | 1,953,000 |
| Securities available for sale | 4,975,000 | 5,472,000 | 5,714,000 | 6,153,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,421,000 | 106,797,000 | 108,174,000 | 120,992,000 |
| Interest-bearing deposits | 87,734,000 | 85,140,000 | 89,127,000 | 88,119,000 |
| Noninterest-bearing deposits | 18,687,000 | 21,657,000 | 19,047,000 | 32,873,000 |
| Equity capital | 18,344,000 | 19,222,000 | 19,569,000 | 20,161,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,094,000 | 3,825,000 | 5,821,000 | 7,697,000 |
| Interest expense | 214,000 | 431,000 | 657,000 | 908,000 |
| Net interest income | 1,880,000 | 3,394,000 | 5,164,000 | 6,789,000 |
| Noninterest income | 2,297,000 | 3,725,000 | 5,029,000 | 6,235,000 |
| Noninterest expense | 1,413,000 | 2,896,000 | 4,265,000 | 5,215,000 |
| Provision for loan losses | 714,000 | 1,303,000 | 1,643,000 | 2,878,000 |
| Pretax income | 2,050,000 | 2,920,000 | 4,285,000 | 4,931,000 |
| Income tax | 1,000 | 2,000 | 2,000 | 2,000 |
| Net income | 2,049,000 | 2,918,000 | 4,283,000 | 4,929,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,342,000 | 19,211,000 | 19,556,000 | 20,202,000 |
| Total capital | 19,673,000 | 20,515,000 | 20,821,000 | 21,614,000 |
| Risk-weighted assets | 105,659,000 | 102,754,000 | 98,914,000 | 112,298,000 |