Call reports 2016
PRINSBANK — 2016
What PRINSBANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 125,366,000 | 126,058,000 | 127,175,000 | 132,668,000 |
| Total loans | 91,764,000 | 95,594,000 | 94,895,000 | 90,448,000 |
| Allowance for loan losses | 1,611,000 | 2,752,000 | 2,874,000 | 1,459,000 |
| Securities available for sale | 2,836,000 | 4,012,000 | 4,781,000 | 4,730,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,999,000 | 107,290,000 | 107,765,000 | 114,003,000 |
| Interest-bearing deposits | 88,594,000 | 86,203,000 | 85,921,000 | 85,723,000 |
| Noninterest-bearing deposits | 19,405,000 | 21,087,000 | 21,844,000 | 28,280,000 |
| Equity capital | 16,269,000 | 17,139,000 | 17,237,000 | 17,960,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,651,000 | 3,242,000 | 4,812,000 | 6,464,000 |
| Interest expense | 211,000 | 423,000 | 632,000 | 849,000 |
| Net interest income | 1,440,000 | 2,819,000 | 4,180,000 | 5,615,000 |
| Noninterest income | 1,541,000 | 3,188,000 | 4,679,000 | 6,470,000 |
| Noninterest expense | 1,134,000 | 2,318,000 | 3,465,000 | 5,362,000 |
| Provision for loan losses | 60,000 | 1,020,000 | 1,320,000 | 1,880,000 |
| Pretax income | 1,787,000 | 2,669,000 | 4,074,000 | 4,843,000 |
| Income tax | 3,000 | 7,000 | 7,000 | 7,000 |
| Net income | 1,784,000 | 2,662,000 | 4,067,000 | 4,836,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,233,000 | 17,102,000 | 17,201,000 | 17,967,000 |
| Total capital | 17,490,000 | 18,391,000 | 18,485,000 | 19,216,000 |
| Risk-weighted assets | 100,229,000 | 101,645,000 | 101,015,000 | 99,700,000 |