Call reports 2015
PRINSBANK — 2015
What PRINSBANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 123,008,000 | 123,092,000 | 124,369,000 | 128,897,000 |
| Total loans | 95,457,000 | 94,912,000 | 90,724,000 | 94,959,000 |
| Allowance for loan losses | 1,729,000 | 1,980,000 | 2,194,000 | 1,442,000 |
| Securities available for sale | 1,973,000 | 1,712,000 | 1,439,000 | 2,415,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,774,000 | 106,554,000 | 106,491,000 | 111,996,000 |
| Interest-bearing deposits | 88,864,000 | 90,037,000 | 86,432,000 | 88,506,000 |
| Noninterest-bearing deposits | 18,910,000 | 16,517,000 | 20,059,000 | 23,490,000 |
| Equity capital | 14,531,000 | 15,212,000 | 16,006,000 | 16,374,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,768,000 | 3,415,000 | 5,280,000 | 7,008,000 |
| Interest expense | 217,000 | 427,000 | 642,000 | 855,000 |
| Net interest income | 1,551,000 | 2,988,000 | 4,638,000 | 6,153,000 |
| Noninterest income | 820,000 | 2,276,000 | 3,831,000 | 5,614,000 |
| Noninterest expense | 1,068,000 | 2,386,000 | 3,536,000 | 5,672,000 |
| Provision for loan losses | 60,000 | 470,000 | 530,000 | 1,320,000 |
| Pretax income | 1,243,000 | 2,408,000 | 4,403,000 | 4,775,000 |
| Income tax | 3,000 | 3,000 | 4,000 | 4,000 |
| Net income | 1,240,000 | 2,405,000 | 4,399,000 | 4,771,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,483,000 | 15,173,000 | 15,964,000 | 16,338,000 |
| Total capital | 15,750,000 | 16,451,000 | 17,184,000 | 17,633,000 |
| Risk-weighted assets | 102,420,000 | 101,462,000 | 96,679,000 | 103,436,000 |