Call reports 2014
PRINSBANK — 2014
What PRINSBANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 122,107,000 | 123,732,000 | 122,259,000 | 126,227,000 |
| Total loans | 86,375,000 | 87,969,000 | 91,054,000 | 98,843,000 |
| Allowance for loan losses | 1,599,000 | 1,973,000 | 2,186,000 | 1,478,000 |
| Securities available for sale | 2,368,000 | 2,098,000 | 2,030,000 | 1,988,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,938,000 | 107,803,000 | 106,358,000 | 112,159,000 |
| Interest-bearing deposits | 92,319,000 | 91,613,000 | 90,821,000 | 89,895,000 |
| Noninterest-bearing deposits | 15,619,000 | 16,190,000 | 15,537,000 | 22,264,000 |
| Equity capital | 13,486,000 | 13,999,000 | 13,279,000 | 13,882,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,543,000 | 3,072,000 | 4,704,000 | 6,319,000 |
| Interest expense | 224,000 | 448,000 | 672,000 | 897,000 |
| Net interest income | 1,319,000 | 2,624,000 | 4,032,000 | 5,422,000 |
| Noninterest income | 2,284,000 | 3,659,000 | 5,052,000 | 6,118,000 |
| Noninterest expense | 1,080,000 | 2,942,000 | 4,229,000 | 5,159,000 |
| Provision for loan losses | 60,000 | 370,000 | 830,000 | 1,750,000 |
| Pretax income | 2,463,000 | 2,971,000 | 4,025,000 | 4,631,000 |
| Income tax | 2,000 | 3,000 | 3,000 | 3,000 |
| Net income | 2,461,000 | 2,968,000 | 4,022,000 | 4,628,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,449,000 | 13,949,000 | 13,231,000 | 13,836,000 |
| Total capital | 14,696,000 | 15,291,000 | 14,550,000 | 15,242,000 |
| Risk-weighted assets | 99,345,000 | 106,695,000 | 104,622,000 | 112,337,000 |