Call reports 2019
FARMERS BANK OF OSBORNE, KANSAS, THE — 2019
What FARMERS BANK OF OSBORNE, KANSAS, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 68,017,000 | 68,178,000 | 66,710,000 | 67,139,000 |
| Total loans | 38,126,000 | 39,713,000 | 41,025,000 | 39,457,000 |
| Allowance for loan losses | 556,000 | 556,000 | 556,000 | 556,000 |
| Securities available for sale | 4,550,000 | 4,320,000 | 3,536,000 | 4,682,000 |
| Securities held to maturity | 10,813,000 | 10,360,000 | 9,092,000 | 8,414,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,350,000 | 56,402,000 | 55,771,000 | 56,089,000 |
| Interest-bearing deposits | 47,422,000 | 45,250,000 | 45,260,000 | 44,790,000 |
| Noninterest-bearing deposits | 9,928,000 | 11,152,000 | 10,511,000 | 11,299,000 |
| Equity capital | 7,985,000 | 8,125,000 | 8,292,000 | 8,502,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 753,000 | 1,499,000 | 2,267,000 | 3,023,000 |
| Interest expense | 136,000 | 303,000 | 489,000 | 668,000 |
| Net interest income | 617,000 | 1,196,000 | 1,778,000 | 2,355,000 |
| Noninterest income | 132,000 | 170,000 | 201,000 | 234,000 |
| Noninterest expense | 404,000 | 777,000 | 1,177,000 | 1,558,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 345,000 | 589,000 | 838,000 | 1,068,000 |
| Income tax | 3,000 | 17,000 | 33,000 | 45,000 |
| Net income | 342,000 | 572,000 | 805,000 | 1,023,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,983,000 | 8,105,000 | 8,284,000 | 8,501,000 |
| Total capital | 8,539,000 | 8,661,000 | 8,840,000 | 9,057,000 |
| Risk-weighted assets | 47,482,000 | 48,138,000 | 48,781,000 | 47,826,000 |