Call reports 2018
FARMERS BANK OF OSBORNE, KANSAS, THE — 2018
What FARMERS BANK OF OSBORNE, KANSAS, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 63,651,000 | 64,174,000 | 64,829,000 | 66,597,000 |
| Total loans | 36,600,000 | 39,222,000 | 39,919,000 | 40,193,000 |
| Allowance for loan losses | 552,000 | 552,000 | 552,000 | 552,000 |
| Securities available for sale | 5,954,000 | 5,910,000 | 5,235,000 | 4,817,000 |
| Securities held to maturity | 9,127,000 | 9,704,000 | 9,498,000 | 9,241,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,472,000 | 55,180,000 | 54,116,000 | 56,276,000 |
| Interest-bearing deposits | 47,289,000 | 46,435,000 | 45,126,000 | 44,799,000 |
| Noninterest-bearing deposits | 8,183,000 | 8,745,000 | 8,990,000 | 11,477,000 |
| Equity capital | 7,187,000 | 7,307,000 | 7,440,000 | 7,684,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 662,000 | 1,331,000 | 2,052,000 | 2,782,000 |
| Interest expense | 98,000 | 202,000 | 324,000 | 447,000 |
| Net interest income | 564,000 | 1,129,000 | 1,728,000 | 2,335,000 |
| Noninterest income | 16,000 | 44,000 | 71,000 | 101,000 |
| Noninterest expense | 382,000 | 763,000 | 1,148,000 | 1,555,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 198,000 | 410,000 | 651,000 | 881,000 |
| Income tax | 2,000 | 12,000 | 23,000 | 41,000 |
| Net income | 196,000 | 398,000 | 628,000 | 840,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,229,000 | 7,354,000 | 7,506,000 | 7,719,000 |
| Total capital | 7,781,000 | 7,906,000 | 8,058,000 | 8,271,000 |
| Risk-weighted assets | 46,028,000 | 48,489,000 | 49,168,000 | 49,255,000 |