Call reports 2017
FARMERS BANK OF OSBORNE, KANSAS, THE — 2017
What FARMERS BANK OF OSBORNE, KANSAS, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 62,269,000 | 62,949,000 | 61,571,000 | 63,389,000 |
| Total loans | 38,290,000 | 39,472,000 | 38,476,000 | 38,393,000 |
| Allowance for loan losses | 563,000 | 552,000 | 552,000 | 552,000 |
| Securities available for sale | 7,527,000 | 7,621,000 | 7,113,000 | 6,419,000 |
| Securities held to maturity | 7,762,000 | 7,855,000 | 7,849,000 | 7,832,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,696,000 | 54,947,000 | 52,576,000 | 55,188,000 |
| Interest-bearing deposits | 45,716,000 | 45,891,000 | 45,357,000 | 45,033,000 |
| Noninterest-bearing deposits | 8,980,000 | 9,056,000 | 7,219,000 | 10,155,000 |
| Equity capital | 6,968,000 | 6,933,000 | 7,090,000 | 7,197,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 632,000 | 1,282,000 | 1,945,000 | 2,595,000 |
| Interest expense | 86,000 | 175,000 | 265,000 | 361,000 |
| Net interest income | 546,000 | 1,107,000 | 1,680,000 | 2,234,000 |
| Noninterest income | 29,000 | 68,000 | 97,000 | 129,000 |
| Noninterest expense | 390,000 | 773,000 | 1,134,000 | 1,478,000 |
| Provision for loan losses | 0 | 55,000 | 55,000 | 55,000 |
| Pretax income | 185,000 | 347,000 | 588,000 | 831,000 |
| Income tax | 4,000 | 14,000 | 23,000 | 34,000 |
| Net income | 181,000 | 333,000 | 565,000 | 797,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,926,000 | 6,872,000 | 7,038,000 | 7,195,000 |
| Total capital | 7,489,000 | 7,424,000 | 7,590,000 | 7,747,000 |
| Risk-weighted assets | 46,567,000 | 49,176,000 | 47,757,000 | 47,918,000 |