Call reports 2016
FARMERS BANK OF OSBORNE, KANSAS, THE — 2016
What FARMERS BANK OF OSBORNE, KANSAS, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 58,484,000 | 60,779,000 | 59,599,000 | 60,436,000 |
| Total loans | 37,212,000 | 38,834,000 | 39,514,000 | 39,075,000 |
| Allowance for loan losses | 557,000 | 563,000 | 563,000 | 563,000 |
| Securities available for sale | 8,990,000 | 8,944,000 | 7,824,000 | 6,966,000 |
| Securities held to maturity | 3,731,000 | 4,916,000 | 5,478,000 | 6,394,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,274,000 | 53,525,000 | 50,852,000 | 53,084,000 |
| Interest-bearing deposits | 42,867,000 | 44,450,000 | 43,883,000 | 44,438,000 |
| Noninterest-bearing deposits | 8,407,000 | 9,075,000 | 6,969,000 | 8,646,000 |
| Equity capital | 6,642,000 | 6,737,000 | 6,797,000 | 6,769,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 655,000 | 1,253,000 | 1,893,000 | 2,506,000 |
| Interest expense | 74,000 | 157,000 | 244,000 | 331,000 |
| Net interest income | 581,000 | 1,096,000 | 1,649,000 | 2,175,000 |
| Noninterest income | 56,000 | 93,000 | 125,000 | 157,000 |
| Noninterest expense | 401,000 | 788,000 | 1,193,000 | 1,618,000 |
| Provision for loan losses | 17,000 | 25,000 | 25,000 | 25,000 |
| Pretax income | 219,000 | 400,000 | 580,000 | 718,000 |
| Income tax | 10,000 | 20,000 | 29,000 | 23,000 |
| Net income | 209,000 | 380,000 | 551,000 | 695,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,501,000 | 6,569,000 | 6,671,000 | 6,745,000 |
| Total capital | 7,058,000 | 7,132,000 | 7,234,000 | 7,308,000 |
| Risk-weighted assets | 45,531,000 | 47,582,000 | 47,738,000 | 47,293,000 |