Call reports 2015
FARMERS BANK OF OSBORNE, KANSAS, THE — 2015
What FARMERS BANK OF OSBORNE, KANSAS, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 57,572,000 | 58,876,000 | 59,520,000 | 58,624,000 |
| Total loans | 34,832,000 | 37,419,000 | 37,770,000 | 38,858,000 |
| Allowance for loan losses | 541,000 | 541,000 | 541,000 | 541,000 |
| Securities available for sale | 13,386,000 | 12,408,000 | 11,205,000 | 9,474,000 |
| Securities held to maturity | 2,394,000 | 3,266,000 | 3,262,000 | 3,258,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,646,000 | 49,967,000 | 49,013,000 | 50,577,000 |
| Interest-bearing deposits | 40,273,000 | 40,483,000 | 40,534,000 | 41,587,000 |
| Noninterest-bearing deposits | 9,373,000 | 9,484,000 | 8,479,000 | 8,990,000 |
| Equity capital | 7,189,000 | 7,244,000 | 7,405,000 | 7,478,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 635,000 | 1,291,000 | 1,950,000 | 2,584,000 |
| Interest expense | 64,000 | 129,000 | 197,000 | 265,000 |
| Net interest income | 571,000 | 1,162,000 | 1,753,000 | 2,319,000 |
| Noninterest income | 23,000 | 50,000 | 73,000 | 104,000 |
| Noninterest expense | 404,000 | 768,000 | 1,190,000 | 1,619,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 190,000 | 477,000 | 670,000 | 818,000 |
| Income tax | 8,000 | 22,000 | 31,000 | 40,000 |
| Net income | 182,000 | 455,000 | 639,000 | 778,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,934,000 | 7,127,000 | 7,232,000 | 7,372,000 |
| Total capital | 7,475,000 | 7,668,000 | 7,773,000 | 7,913,000 |
| Risk-weighted assets | 43,773,000 | 46,091,000 | 47,482,000 | 46,882,000 |