Call reports 2025
BANK OF RANTOUL — 2025
What BANK OF RANTOUL reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 262,795,000 | 258,542,000 | 254,922,000 | 268,215,000 |
| Total loans | 98,240,000 | 96,656,000 | 104,405,000 | 107,065,000 |
| Allowance for loan losses | 1,983,000 | 1,802,000 | 1,877,000 | 1,954,000 |
| Securities available for sale | 123,051,000 | 122,816,000 | 123,122,000 | 137,563,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 205,564,000 | 203,114,000 | 204,757,000 | 221,147,000 |
| Interest-bearing deposits | 172,763,000 | 170,293,000 | 173,421,000 | 189,315,000 |
| Noninterest-bearing deposits | 32,801,000 | 32,821,000 | 31,336,000 | 31,832,000 |
| Equity capital | 23,767,000 | 23,623,000 | 25,706,000 | 27,160,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,150,000 | 6,354,000 | 9,477,000 | 12,815,000 |
| Interest expense | 1,075,000 | 2,230,000 | 3,310,000 | 4,475,000 |
| Net interest income | 2,075,000 | 4,124,000 | 6,167,000 | 8,340,000 |
| Noninterest income | 168,000 | 304,000 | 448,000 | 641,000 |
| Noninterest expense | 889,000 | 1,813,000 | 2,787,000 | 4,044,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 1,280,000 | 2,467,000 | 3,606,000 | 4,788,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,280,000 | 2,467,000 | 3,606,000 | 4,788,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,866,000 | 29,503,000 | 29,492,000 | 30,383,000 |