Call reports 2024
BANK OF RANTOUL — 2024
What BANK OF RANTOUL reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 255,902,000 | 239,738,000 | 254,812,000 | 248,946,000 |
| Total loans | 96,724,000 | 100,550,000 | 104,332,000 | 109,525,000 |
| Allowance for loan losses | 2,570,000 | 2,638,000 | 1,919,000 | 1,987,000 |
| Securities available for sale | 120,539,000 | 119,519,000 | 124,325,000 | 121,618,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,651,000 | 197,534,000 | 205,660,000 | 207,376,000 |
| Interest-bearing deposits | 168,269,000 | 163,146,000 | 174,095,000 | 172,880,000 |
| Noninterest-bearing deposits | 32,382,000 | 34,388,000 | 31,565,000 | 34,496,000 |
| Equity capital | 22,639,000 | 22,775,000 | 24,397,000 | 23,094,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,022,000 | 6,100,000 | 9,181,000 | 12,337,000 |
| Interest expense | 1,022,000 | 2,091,000 | 3,169,000 | 4,282,000 |
| Net interest income | 2,000,000 | 4,009,000 | 6,012,000 | 8,055,000 |
| Noninterest income | 168,000 | 317,000 | 470,000 | 638,000 |
| Noninterest expense | 926,000 | 1,863,000 | 2,907,000 | 4,169,000 |
| Provision for loan losses | 60,000 | 110,000 | 250,000 | 325,000 |
| Pretax income | 1,183,000 | 2,355,000 | 3,329,000 | 4,204,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,183,000 | 2,355,000 | 3,329,000 | 4,204,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,565,000 | 28,136,000 | 27,760,000 | 28,636,000 |