Call reports 2023
BANK OF RANTOUL — 2023
What BANK OF RANTOUL reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 264,329,000 | 246,126,000 | 240,422,000 | 239,050,000 |
| Total loans | 97,318,000 | 94,432,000 | 99,993,000 | 100,664,000 |
| Allowance for loan losses | 2,265,000 | 2,407,000 | 2,454,000 | 2,486,000 |
| Securities available for sale | 137,663,000 | 131,503,000 | 122,069,000 | 119,432,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 215,490,000 | 207,406,000 | 203,668,000 | 200,004,000 |
| Interest-bearing deposits | 176,138,000 | 167,690,000 | 167,270,000 | 167,345,000 |
| Noninterest-bearing deposits | 39,352,000 | 39,716,000 | 36,398,000 | 32,659,000 |
| Equity capital | 21,845,000 | 21,567,000 | 18,600,000 | 23,259,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,720,000 | 5,546,000 | 8,302,000 | 11,213,000 |
| Interest expense | 436,000 | 1,140,000 | 1,940,000 | 2,912,000 |
| Net interest income | 2,284,000 | 4,406,000 | 6,362,000 | 8,301,000 |
| Noninterest income | 157,000 | 316,000 | 460,000 | 614,000 |
| Noninterest expense | 896,000 | 1,738,000 | 2,623,000 | 3,874,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 1,486,000 | 2,866,000 | 4,023,000 | 4,806,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,486,000 | 2,866,000 | 4,023,000 | 4,806,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,531,000 | 27,011,000 | 26,868,000 | 27,581,000 |