Call reports 2021
BANK OF RANTOUL — 2021
What BANK OF RANTOUL reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 275,790,000 | 265,545,000 | 256,986,000 | 248,620,000 |
| Total loans | 91,446,000 | 97,036,000 | 92,961,000 | 94,076,000 |
| Allowance for loan losses | 2,338,000 | 2,422,000 | 2,483,000 | 2,543,000 |
| Securities available for sale | 136,287,000 | 143,900,000 | 144,014,000 | 140,109,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 216,022,000 | 215,769,000 | 206,161,000 | 207,158,000 |
| Interest-bearing deposits | 178,778,000 | 175,486,000 | 171,693,000 | 170,592,000 |
| Noninterest-bearing deposits | 37,244,000 | 40,283,000 | 34,468,000 | 36,566,000 |
| Equity capital | 29,071,000 | 29,829,000 | 28,926,000 | 29,213,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,200,000 | 4,063,000 | 5,851,000 | 7,617,000 |
| Interest expense | 148,000 | 290,000 | 412,000 | 528,000 |
| Net interest income | 2,052,000 | 3,773,000 | 5,439,000 | 7,089,000 |
| Noninterest income | 172,000 | 334,000 | 507,000 | 1,043,000 |
| Noninterest expense | 924,000 | 1,866,000 | 2,803,000 | 3,897,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 1,241,000 | 2,124,000 | 2,967,000 | 4,011,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,241,000 | 2,124,000 | 2,967,000 | 4,011,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,110,000 | 25,482,000 | 24,876,000 | 25,795,000 |