Call reports 2020
BANK OF RANTOUL — 2020
What BANK OF RANTOUL reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 228,988,000 | 246,743,000 | 248,602,000 | 260,976,000 |
| Total loans | 102,755,000 | 111,917,000 | 115,378,000 | 103,281,000 |
| Allowance for loan losses | 2,039,000 | 2,010,000 | 2,136,000 | 2,212,000 |
| Securities available for sale | 109,250,000 | 111,861,000 | 107,252,000 | 133,204,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,419,000 | 198,215,000 | 197,023,000 | 213,288,000 |
| Interest-bearing deposits | 162,047,000 | 167,933,000 | 166,512,000 | 177,367,000 |
| Noninterest-bearing deposits | 27,372,000 | 30,282,000 | 30,511,000 | 35,921,000 |
| Equity capital | 23,895,000 | 29,789,000 | 29,282,000 | 30,338,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,237,000 | 4,774,000 | 6,835,000 | 8,921,000 |
| Interest expense | 315,000 | 559,000 | 738,000 | 902,000 |
| Net interest income | 1,922,000 | 4,215,000 | 6,097,000 | 8,019,000 |
| Noninterest income | 157,000 | 343,000 | 535,000 | 704,000 |
| Noninterest expense | 906,000 | 1,966,000 | 2,926,000 | 4,226,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 1,114,000 | 2,481,000 | 3,699,000 | 4,467,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,114,000 | 2,481,000 | 3,699,000 | 4,467,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,316,000 | 25,133,000 | 24,701,000 | 25,469,000 |