Call reports 2019
BANK OF RANTOUL — 2019
What BANK OF RANTOUL reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 230,460,000 | 228,140,000 | 231,029,000 | 232,826,000 |
| Total loans | 106,194,000 | 107,478,000 | 108,093,000 | 102,639,000 |
| Allowance for loan losses | 2,128,000 | 2,195,000 | 2,402,000 | 1,975,000 |
| Securities available for sale | 102,092,000 | 109,583,000 | 104,106,000 | 107,090,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 196,220,000 | 185,980,000 | 194,107,000 | 194,864,000 |
| Interest-bearing deposits | 170,156,000 | 160,976,000 | 168,495,000 | 166,959,000 |
| Noninterest-bearing deposits | 26,064,000 | 25,004,000 | 25,612,000 | 27,905,000 |
| Equity capital | 25,264,000 | 27,448,000 | 26,745,000 | 27,513,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,317,000 | 4,680,000 | 6,709,000 | 8,915,000 |
| Interest expense | 299,000 | 612,000 | 971,000 | 1,309,000 |
| Net interest income | 2,018,000 | 4,068,000 | 5,738,000 | 7,606,000 |
| Noninterest income | 172,000 | 476,000 | 653,000 | 902,000 |
| Noninterest expense | 935,000 | 1,911,000 | 2,882,000 | 4,165,000 |
| Provision for loan losses | 60,000 | 120,000 | 680,000 | 740,000 |
| Pretax income | 1,199,000 | 2,529,000 | 3,178,000 | 3,981,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,199,000 | 2,529,000 | 3,178,000 | 3,981,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,953,000 | 24,635,000 | 23,699,000 | 24,502,000 |
| Total capital | 25,730,000 | 26,475,000 | 25,577,000 | 26,200,000 |
| Risk-weighted assets | 141,874,000 | 146,847,000 | 149,684,000 | 135,619,000 |