Call reports 2018
BANK OF RANTOUL — 2018
What BANK OF RANTOUL reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 225,402,000 | 227,280,000 | 225,117,000 | 229,975,000 |
| Total loans | 101,939,000 | 105,649,000 | 112,361,000 | 116,608,000 |
| Allowance for loan losses | 2,023,000 | 2,088,000 | 2,161,000 | 2,052,000 |
| Securities available for sale | 106,016,000 | 106,930,000 | 99,942,000 | 100,664,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 195,131,000 | 194,364,000 | 193,848,000 | 195,087,000 |
| Interest-bearing deposits | 168,615,000 | 166,634,000 | 167,101,000 | 170,745,000 |
| Noninterest-bearing deposits | 26,517,000 | 27,730,000 | 26,747,000 | 24,342,000 |
| Equity capital | 23,619,000 | 23,854,000 | 22,666,000 | 24,727,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,092,000 | 4,266,000 | 6,523,000 | 8,813,000 |
| Interest expense | 146,000 | 341,000 | 583,000 | 884,000 |
| Net interest income | 1,946,000 | 3,925,000 | 5,940,000 | 7,929,000 |
| Noninterest income | 183,000 | 329,000 | 495,000 | 655,000 |
| Noninterest expense | 875,000 | 1,778,000 | 2,676,000 | 3,993,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 1,221,000 | 2,387,000 | 3,667,000 | 4,438,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,221,000 | 2,387,000 | 3,667,000 | 4,438,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,312,000 | 23,880,000 | 23,584,000 | 24,355,000 |
| Total capital | 25,086,000 | 25,702,000 | 25,444,000 | 26,288,000 |
| Risk-weighted assets | 141,667,000 | 145,535,000 | 148,517,000 | 154,494,000 |