Call reports 2017
BANK OF RANTOUL — 2017
What BANK OF RANTOUL reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 224,084,000 | 220,658,000 | 225,963,000 | 222,647,000 |
| Total loans | 107,429,000 | 105,828,000 | 107,536,000 | 108,443,000 |
| Allowance for loan losses | 1,792,000 | 1,865,000 | 1,931,000 | 1,955,000 |
| Securities available for sale | 102,399,000 | 103,084,000 | 103,233,000 | 101,405,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 192,127,000 | 190,318,000 | 194,508,000 | 189,121,000 |
| Interest-bearing deposits | 164,560,000 | 163,139,000 | 166,819,000 | 162,288,000 |
| Noninterest-bearing deposits | 27,567,000 | 27,179,000 | 27,689,000 | 26,833,000 |
| Equity capital | 24,160,000 | 25,718,000 | 25,004,000 | 25,293,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,103,000 | 4,280,000 | 6,483,000 | 8,639,000 |
| Interest expense | 144,000 | 293,000 | 446,000 | 602,000 |
| Net interest income | 1,959,000 | 3,987,000 | 6,037,000 | 8,037,000 |
| Noninterest income | 178,000 | 328,000 | 487,000 | 640,000 |
| Noninterest expense | 877,000 | 1,784,000 | 2,681,000 | 3,949,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 1,274,000 | 2,510,000 | 3,799,000 | 4,637,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,274,000 | 2,510,000 | 3,799,000 | 4,637,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,855,000 | 23,317,000 | 22,906,000 | 23,742,000 |
| Total capital | 24,603,000 | 25,042,000 | 24,657,000 | 25,519,000 |
| Risk-weighted assets | 139,823,000 | 137,860,000 | 139,933,000 | 141,993,000 |