Call reports 2016
BANK OF RANTOUL — 2016
What BANK OF RANTOUL reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 223,663,000 | 222,218,000 | 226,181,000 | 229,923,000 |
| Total loans | 110,606,000 | 109,365,000 | 113,350,000 | 115,329,000 |
| Allowance for loan losses | 1,907,000 | 1,993,000 | 1,648,000 | 1,738,000 |
| Securities available for sale | 90,591,000 | 99,473,000 | 98,852,000 | 98,232,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,342,000 | 189,739,000 | 194,620,000 | 188,636,000 |
| Interest-bearing deposits | 166,035,000 | 164,706,000 | 169,370,000 | 162,839,000 |
| Noninterest-bearing deposits | 24,307,000 | 25,033,000 | 25,250,000 | 25,798,000 |
| Equity capital | 25,609,000 | 27,109,000 | 26,168,000 | 24,169,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,222,000 | 4,419,000 | 6,621,000 | 8,807,000 |
| Interest expense | 147,000 | 297,000 | 426,000 | 566,000 |
| Net interest income | 2,075,000 | 4,122,000 | 6,195,000 | 8,241,000 |
| Noninterest income | 169,000 | 308,000 | 461,000 | 597,000 |
| Noninterest expense | 870,000 | 1,739,000 | 2,622,000 | 4,155,000 |
| Provision for loan losses | 30,000 | 105,000 | 180,000 | 255,000 |
| Pretax income | 1,417,000 | 2,675,000 | 3,955,000 | 4,553,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,417,000 | 2,675,000 | 3,955,000 | 4,553,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,344,000 | 22,803,000 | 22,408,000 | 23,006,000 |
| Total capital | 24,119,000 | 24,557,000 | 24,056,000 | 24,744,000 |
| Risk-weighted assets | 141,870,000 | 140,087,000 | 143,573,000 | 146,438,000 |