Call reports 2015
BANK OF RANTOUL — 2015
What BANK OF RANTOUL reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 225,913,000 | 222,268,000 | 230,917,000 | 226,559,000 |
| Total loans | 97,318,000 | 102,230,000 | 107,307,000 | 116,272,000 |
| Allowance for loan losses | 1,733,000 | 1,777,000 | 1,822,000 | 1,865,000 |
| Securities available for sale | 100,561,000 | 101,231,000 | 97,661,000 | 97,055,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,392,000 | 188,745,000 | 197,259,000 | 194,489,000 |
| Interest-bearing deposits | 168,320,000 | 166,084,000 | 171,848,000 | 170,929,000 |
| Noninterest-bearing deposits | 20,073,000 | 22,662,000 | 25,411,000 | 23,560,000 |
| Equity capital | 25,078,000 | 24,011,000 | 24,548,000 | 25,623,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,110,000 | 4,243,000 | 6,435,000 | 8,634,000 |
| Interest expense | 158,000 | 315,000 | 471,000 | 621,000 |
| Net interest income | 1,952,000 | 3,928,000 | 5,964,000 | 8,013,000 |
| Noninterest income | 143,000 | 292,000 | 444,000 | 590,000 |
| Noninterest expense | 854,000 | 1,715,000 | 2,592,000 | 3,829,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 1,218,000 | 2,529,000 | 4,020,000 | 4,973,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,218,000 | 2,529,000 | 4,020,000 | 4,973,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,253,000 | 21,874,000 | 21,625,000 | 22,578,000 |
| Total capital | 22,925,000 | 23,537,000 | 23,359,000 | 24,411,000 |
| Risk-weighted assets | 133,665,000 | 132,902,000 | 138,664,000 | 146,576,000 |