Call reports 2025
FIRST STATE BANK — 2025
What FIRST STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 395,090,000 | 414,408,000 | 422,361,000 | 458,534,000 |
| Total loans | 298,506,000 | 308,822,000 | 316,339,000 | 337,310,000 |
| Allowance for loan losses | 3,722,000 | 4,021,000 | 4,352,000 | 4,584,000 |
| Securities available for sale | 35,290,000 | 35,908,000 | 38,903,000 | 43,571,000 |
| Securities held to maturity | 3,192,000 | 3,189,000 | 2,998,000 | 2,996,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 354,797,000 | 372,609,000 | 378,681,000 | 413,564,000 |
| Interest-bearing deposits | 238,282,000 | 259,627,000 | 264,850,000 | 303,006,000 |
| Noninterest-bearing deposits | 116,515,000 | 112,982,000 | 113,831,000 | 110,558,000 |
| Equity capital | 37,069,000 | 38,056,000 | 39,733,000 | 41,113,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,582,000 | 11,599,000 | 18,085,000 | 25,189,000 |
| Interest expense | 1,592,000 | 3,465,000 | 5,507,000 | 7,622,000 |
| Net interest income | 3,990,000 | 8,134,000 | 12,578,000 | 17,567,000 |
| Noninterest income | 692,000 | 1,346,000 | 2,047,000 | 2,685,000 |
| Noninterest expense | 2,427,000 | 4,949,000 | 7,556,000 | 10,670,000 |
| Provision for loan losses | 146,000 | 517,000 | 931,000 | 1,271,000 |
| Pretax income | 2,072,000 | 3,957,000 | 6,076,000 | 8,258,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,072,000 | 3,957,000 | 6,076,000 | 8,258,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,925,000 | 40,040,000 | 41,184,000 | 42,263,000 |
| Total capital | 42,470,000 | 43,763,000 | 44,853,000 | 46,333,000 |
| Risk-weighted assets | 283,406,000 | 297,451,000 | 292,788,000 | 325,031,000 |