Call reports 2024
FIRST STATE BANK — 2024
What FIRST STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 362,301,000 | 355,207,000 | 372,919,000 | 382,764,000 |
| Total loans | 255,955,000 | 264,926,000 | 276,565,000 | 287,639,000 |
| Allowance for loan losses | 3,288,000 | 3,229,000 | 3,306,000 | 3,666,000 |
| Securities available for sale | 29,417,000 | 30,285,000 | 30,050,000 | 35,584,000 |
| Securities held to maturity | 4,490,000 | 4,480,000 | 3,323,000 | 3,316,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 329,812,000 | 319,943,000 | 336,593,000 | 346,444,000 |
| Interest-bearing deposits | 220,118,000 | 216,333,000 | 227,003,000 | 229,587,000 |
| Noninterest-bearing deposits | 109,694,000 | 103,610,000 | 109,590,000 | 116,857,000 |
| Equity capital | 29,772,000 | 30,988,000 | 32,650,000 | 32,971,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,932,000 | 10,060,000 | 15,373,000 | 21,036,000 |
| Interest expense | 1,441,000 | 2,911,000 | 4,509,000 | 6,160,000 |
| Net interest income | 3,491,000 | 7,149,000 | 10,864,000 | 14,876,000 |
| Noninterest income | 625,000 | 1,263,000 | 1,953,000 | 2,644,000 |
| Noninterest expense | 2,260,000 | 4,462,000 | 6,715,000 | 8,977,000 |
| Provision for loan losses | 216,000 | 494,000 | 716,000 | 1,150,000 |
| Pretax income | 1,640,000 | 3,456,000 | 5,385,000 | 7,392,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,640,000 | 3,456,000 | 5,385,000 | 7,392,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,894,000 | 33,075,000 | 34,163,000 | 34,965,000 |
| Total capital | 35,033,000 | 36,252,000 | 37,424,000 | 38,343,000 |
| Risk-weighted assets | 250,942,000 | 254,184,000 | 260,861,000 | 269,963,000 |