Call reports 2023
FIRST STATE BANK — 2023
What FIRST STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 304,680,000 | 325,160,000 | 337,877,000 | 357,506,000 |
| Total loans | 228,219,000 | 231,859,000 | 238,236,000 | 250,534,000 |
| Allowance for loan losses | 2,951,000 | 3,006,000 | 3,097,000 | 3,172,000 |
| Securities available for sale | 28,027,000 | 27,427,000 | 26,715,000 | 29,071,000 |
| Securities held to maturity | 5,403,000 | 5,388,000 | 4,126,000 | 4,619,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 276,112,000 | 295,611,000 | 307,475,000 | 325,992,000 |
| Interest-bearing deposits | 161,971,000 | 184,972,000 | 190,104,000 | 212,042,000 |
| Noninterest-bearing deposits | 114,141,000 | 110,639,000 | 117,370,000 | 113,950,000 |
| Equity capital | 26,433,000 | 27,043,000 | 27,087,000 | 28,231,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,813,000 | 7,985,000 | 12,375,000 | 17,248,000 |
| Interest expense | 526,000 | 1,359,000 | 2,338,000 | 3,563,000 |
| Net interest income | 3,287,000 | 6,626,000 | 10,037,000 | 13,685,000 |
| Noninterest income | 557,000 | 1,150,000 | 1,753,000 | 2,349,000 |
| Noninterest expense | 1,904,000 | 3,953,000 | 5,966,000 | 8,269,000 |
| Provision for loan losses | 80,000 | 203,000 | 414,000 | 525,000 |
| Pretax income | 1,860,000 | 3,620,000 | 5,410,000 | 7,240,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,860,000 | 3,620,000 | 5,410,000 | 7,240,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,385,000 | 29,332,000 | 30,226,000 | 31,074,000 |
| Total capital | 31,037,000 | 32,069,000 | 33,063,000 | 34,051,000 |
| Risk-weighted assets | 211,889,000 | 218,685,000 | 226,667,000 | 237,997,000 |