Call reports 2022
FIRST STATE BANK — 2022
What FIRST STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 280,241,000 | 289,238,000 | 305,449,000 | 304,804,000 |
| Total loans | 195,203,000 | 207,467,000 | 218,870,000 | 225,472,000 |
| Allowance for loan losses | 2,113,000 | 2,198,000 | 2,366,000 | 2,548,000 |
| Securities available for sale | 33,640,000 | 30,340,000 | 28,042,000 | 28,189,000 |
| Securities held to maturity | 6,144,000 | 6,126,000 | 5,509,000 | 5,817,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 253,811,000 | 261,050,000 | 278,934,000 | 277,128,000 |
| Interest-bearing deposits | 138,140,000 | 142,209,000 | 161,096,000 | 165,734,000 |
| Noninterest-bearing deposits | 115,671,000 | 118,841,000 | 117,838,000 | 111,394,000 |
| Equity capital | 24,201,000 | 23,862,000 | 24,298,000 | 25,353,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,706,000 | 5,564,000 | 8,843,000 | 12,457,000 |
| Interest expense | 94,000 | 192,000 | 386,000 | 757,000 |
| Net interest income | 2,612,000 | 5,372,000 | 8,457,000 | 11,700,000 |
| Noninterest income | 551,000 | 1,116,000 | 1,717,000 | 2,285,000 |
| Noninterest expense | 1,694,000 | 3,375,000 | 5,179,000 | 7,164,000 |
| Provision for loan losses | 75,000 | 165,000 | 340,000 | 540,000 |
| Pretax income | 1,394,000 | 2,947,000 | 4,656,000 | 6,280,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,394,000 | 2,947,000 | 4,656,000 | 6,280,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,839,000 | 25,791,000 | 26,910,000 | 27,704,000 |
| Total capital | 26,952,000 | 27,989,000 | 29,276,000 | 30,252,000 |
| Risk-weighted assets | 182,563,000 | 203,263,000 | 213,635,000 | 206,119,000 |