Call reports 2020
FIRST STATE BANK — 2020
What FIRST STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 211,522,000 | 272,656,000 | 269,144,000 | 258,134,000 |
| Total loans | 135,692,000 | 173,757,000 | 171,906,000 | 171,004,000 |
| Allowance for loan losses | 1,593,000 | 1,629,000 | 1,690,000 | 1,814,000 |
| Securities available for sale | 35,040,000 | 34,133,000 | 31,919,000 | 29,689,000 |
| Securities held to maturity | 8,575,000 | 8,553,000 | 8,097,000 | 7,677,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,209,000 | 220,951,000 | 216,029,000 | 212,332,000 |
| Interest-bearing deposits | 97,598,000 | 110,919,000 | 107,565,000 | 110,735,000 |
| Noninterest-bearing deposits | 91,611,000 | 110,032,000 | 108,464,000 | 101,597,000 |
| Equity capital | 20,732,000 | 21,679,000 | 22,111,000 | 22,983,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,297,000 | 4,603,000 | 6,868,000 | 9,930,000 |
| Interest expense | 161,000 | 306,000 | 465,000 | 592,000 |
| Net interest income | 2,136,000 | 4,297,000 | 6,403,000 | 9,338,000 |
| Noninterest income | 537,000 | 967,000 | 1,418,000 | 1,910,000 |
| Noninterest expense | 1,667,000 | 3,446,000 | 5,005,000 | 6,845,000 |
| Provision for loan losses | 70,000 | 145,000 | 250,000 | 360,000 |
| Pretax income | 936,000 | 1,673,000 | 2,566,000 | 4,044,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 936,000 | 1,673,000 | 2,566,000 | 4,044,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,913,000 | 20,272,000 | 20,786,000 | 21,788,000 |