Call reports 2019
FIRST STATE BANK — 2019
What FIRST STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 189,385,000 | 201,068,000 | 208,536,000 | 201,422,000 |
| Total loans | 113,083,000 | 122,652,000 | 128,668,000 | 133,480,000 |
| Allowance for loan losses | 1,496,000 | 1,602,000 | 1,703,000 | 1,552,000 |
| Securities available for sale | 41,268,000 | 40,400,000 | 38,877,000 | 36,825,000 |
| Securities held to maturity | 9,202,000 | 9,176,000 | 8,621,000 | 8,596,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,194,000 | 180,684,000 | 186,573,000 | 179,912,000 |
| Interest-bearing deposits | 96,129,000 | 99,345,000 | 97,035,000 | 95,689,000 |
| Noninterest-bearing deposits | 74,065,000 | 81,339,000 | 89,538,000 | 84,223,000 |
| Equity capital | 17,863,000 | 18,967,000 | 19,475,000 | 19,927,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,076,000 | 4,192,000 | 6,485,000 | 8,771,000 |
| Interest expense | 138,000 | 286,000 | 453,000 | 616,000 |
| Net interest income | 1,938,000 | 3,906,000 | 6,032,000 | 8,155,000 |
| Noninterest income | 528,000 | 1,066,000 | 1,603,000 | 2,181,000 |
| Noninterest expense | 1,541,000 | 3,047,000 | 4,660,000 | 6,320,000 |
| Provision for loan losses | 85,000 | 234,000 | 369,000 | 494,000 |
| Pretax income | 840,000 | 1,691,000 | 2,606,000 | 3,522,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 840,000 | 1,691,000 | 2,606,000 | 3,522,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,022,000 | 18,463,000 | 18,916,000 | 19,342,000 |
| Total capital | 19,497,000 | 20,065,000 | 20,619,000 | 20,894,000 |
| Risk-weighted assets | 117,977,000 | 128,079,000 | 136,160,000 | 130,322,000 |