Call reports 2018
FIRST STATE BANK — 2018
What FIRST STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 182,822,000 | 189,068,000 | 193,081,000 | 190,333,000 |
| Total loans | 99,289,000 | 104,906,000 | 107,047,000 | 110,426,000 |
| Allowance for loan losses | 1,305,000 | 1,326,000 | 1,356,000 | 1,407,000 |
| Securities available for sale | 41,081,000 | 39,574,000 | 38,795,000 | 38,299,000 |
| Securities held to maturity | 9,303,000 | 9,278,000 | 9,252,000 | 9,227,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,955,000 | 171,878,000 | 175,507,000 | 172,003,000 |
| Interest-bearing deposits | 92,596,000 | 92,342,000 | 93,166,000 | 95,761,000 |
| Noninterest-bearing deposits | 73,359,000 | 79,536,000 | 82,341,000 | 76,242,000 |
| Equity capital | 15,332,000 | 15,761,000 | 16,050,000 | 16,978,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,733,000 | 3,534,000 | 5,487,000 | 7,502,000 |
| Interest expense | 68,000 | 147,000 | 255,000 | 378,000 |
| Net interest income | 1,665,000 | 3,387,000 | 5,232,000 | 7,124,000 |
| Noninterest income | 511,000 | 1,033,000 | 1,575,000 | 2,255,000 |
| Noninterest expense | 1,442,000 | 2,880,000 | 4,321,000 | 5,843,000 |
| Provision for loan losses | 25,000 | 55,000 | 95,000 | 185,000 |
| Pretax income | 709,000 | 1,485,000 | 2,391,000 | 3,351,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 709,000 | 1,485,000 | 2,391,000 | 3,351,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,094,000 | 16,590,000 | 17,062,000 | 17,632,000 |
| Total capital | 17,399,000 | 17,916,000 | 18,418,000 | 19,039,000 |
| Risk-weighted assets | 105,789,000 | 110,516,000 | 111,857,000 | 113,788,000 |