Call reports 2016
FIRST STATE BANK — 2016
What FIRST STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 170,529,000 | 166,418,000 | 169,821,000 | 169,115,000 |
| Total loans | 82,560,000 | 82,842,000 | 84,083,000 | 85,568,000 |
| Allowance for loan losses | 1,173,000 | 993,000 | 1,004,000 | 1,042,000 |
| Securities available for sale | 40,562,000 | 42,000,000 | 42,165,000 | 43,828,000 |
| Securities held to maturity | 10,753,000 | 10,723,000 | 10,693,000 | 10,663,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,167,000 | 150,450,000 | 153,357,000 | 153,784,000 |
| Interest-bearing deposits | 83,090,000 | 81,988,000 | 83,026,000 | 82,897,000 |
| Noninterest-bearing deposits | 72,077,000 | 68,462,000 | 70,331,000 | 70,887,000 |
| Equity capital | 14,374,000 | 14,941,000 | 15,160,000 | 14,281,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,374,000 | 2,725,000 | 4,111,000 | 5,510,000 |
| Interest expense | 59,000 | 118,000 | 177,000 | 237,000 |
| Net interest income | 1,315,000 | 2,607,000 | 3,934,000 | 5,273,000 |
| Noninterest income | 443,000 | 929,000 | 1,419,000 | 1,904,000 |
| Noninterest expense | 1,392,000 | 2,752,000 | 4,106,000 | 5,519,000 |
| Provision for loan losses | 15,000 | 70,000 | 95,000 | 165,000 |
| Pretax income | 351,000 | 714,000 | 1,152,000 | 1,493,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 351,000 | 714,000 | 1,152,000 | 1,493,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,875,000 | 14,137,000 | 14,534,000 | 14,721,000 |
| Total capital | 15,044,000 | 15,130,000 | 15,538,000 | 15,763,000 |
| Risk-weighted assets | 93,573,000 | 92,404,000 | 93,628,000 | 94,793,000 |