Call reports 2015
FIRST STATE BANK — 2015
What FIRST STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 176,786,000 | 174,021,000 | 165,610,000 | 166,535,000 |
| Total loans | 74,293,000 | 73,796,000 | 76,465,000 | 79,236,000 |
| Allowance for loan losses | 1,205,000 | 1,162,000 | 1,140,000 | 1,092,000 |
| Securities available for sale | 35,228,000 | 40,424,000 | 40,796,000 | 41,743,000 |
| Securities held to maturity | 6,537,000 | 8,943,000 | 11,118,000 | 11,084,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,148,000 | 159,346,000 | 150,561,000 | 151,510,000 |
| Interest-bearing deposits | 92,300,000 | 89,361,000 | 82,214,000 | 80,037,000 |
| Noninterest-bearing deposits | 69,848,000 | 69,985,000 | 68,347,000 | 71,473,000 |
| Equity capital | 13,707,000 | 13,604,000 | 13,887,000 | 14,084,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,217,000 | 2,454,000 | 3,725,000 | 5,029,000 |
| Interest expense | 73,000 | 143,000 | 209,000 | 268,000 |
| Net interest income | 1,144,000 | 2,311,000 | 3,516,000 | 4,761,000 |
| Noninterest income | 427,000 | 856,000 | 1,194,000 | 1,707,000 |
| Noninterest expense | 1,259,000 | 2,507,000 | 3,849,000 | 5,203,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 297,000 | 630,000 | 816,000 | 1,205,000 |
| Income tax | 9,000 | 17,000 | 26,000 | 36,000 |
| Net income | 288,000 | 613,000 | 790,000 | 1,169,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,280,000 | 13,395,000 | 13,502,000 | 13,854,000 |
| Total capital | 14,297,000 | 14,403,000 | 14,603,000 | 14,946,000 |
| Risk-weighted assets | 81,211,000 | 80,478,000 | 88,063,000 | 90,375,000 |