Call reports 2016
BANK OF GENEVA — 2016
What BANK OF GENEVA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 224,017,000 | 231,309,000 | 231,009,000 | 243,496,000 |
| Total loans | 204,106,000 | 209,434,000 | 208,434,000 | 219,385,000 |
| Allowance for loan losses | 2,353,000 | 2,412,000 | 2,488,000 | 2,586,000 |
| Securities available for sale | 9,336,000 | 8,242,000 | 6,517,000 | 9,808,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,516,000 | 167,139,000 | 168,992,000 | 177,439,000 |
| Interest-bearing deposits | 130,609,000 | 133,785,000 | 134,916,000 | 139,524,000 |
| Noninterest-bearing deposits | 32,907,000 | 33,354,000 | 34,076,000 | 37,915,000 |
| Equity capital | 26,328,000 | 27,209,000 | 27,626,000 | 28,329,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,767,000 | 5,740,000 | 8,656,000 | 11,605,000 |
| Interest expense | 253,000 | 518,000 | 787,000 | 1,063,000 |
| Net interest income | 2,514,000 | 5,222,000 | 7,869,000 | 10,542,000 |
| Noninterest income | 111,000 | 270,000 | 417,000 | 370,000 |
| Noninterest expense | 1,325,000 | 2,625,000 | 4,179,000 | 5,705,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 330,000 |
| Pretax income | 1,257,000 | 2,792,000 | 3,987,000 | 4,982,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,257,000 | 2,792,000 | 3,987,000 | 4,982,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,328,000 | 27,132,000 | 27,603,000 | 28,597,000 |
| Total capital | 28,624,000 | 29,338,000 | 29,815,000 | 30,913,000 |
| Risk-weighted assets | 183,587,000 | 176,240,000 | 176,672,000 | 184,989,000 |