Call reports 2015
BANK OF GENEVA — 2015
What BANK OF GENEVA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 213,662,000 | 217,741,000 | 219,506,000 | 224,106,000 |
| Total loans | 187,799,000 | 193,383,000 | 200,817,000 | 203,451,000 |
| Allowance for loan losses | 2,090,000 | 2,095,000 | 2,188,000 | 2,276,000 |
| Securities available for sale | 13,897,000 | 13,481,000 | 7,294,000 | 11,518,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,297,000 | 160,063,000 | 169,055,000 | 166,781,000 |
| Interest-bearing deposits | 127,866,000 | 130,203,000 | 136,593,000 | 133,905,000 |
| Noninterest-bearing deposits | 28,431,000 | 29,860,000 | 32,462,000 | 32,876,000 |
| Equity capital | 24,254,000 | 24,653,000 | 25,327,000 | 25,570,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,642,000 | 5,330,000 | 8,122,000 | 11,052,000 |
| Interest expense | 214,000 | 439,000 | 671,000 | 904,000 |
| Net interest income | 2,428,000 | 4,891,000 | 7,451,000 | 10,148,000 |
| Noninterest income | 140,000 | 286,000 | 423,000 | 532,000 |
| Noninterest expense | 1,339,000 | 2,696,000 | 4,104,000 | 5,485,000 |
| Provision for loan losses | 120,000 | 120,000 | 210,000 | 300,000 |
| Pretax income | 1,344,000 | 2,596,000 | 3,805,000 | 5,140,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,344,000 | 2,596,000 | 3,805,000 | 5,140,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,170,000 | 24,752,000 | 25,327,000 | 25,665,000 |
| Total capital | 26,260,000 | 26,847,000 | 27,515,000 | 27,930,000 |
| Risk-weighted assets | 169,606,000 | 174,151,000 | 181,071,000 | 181,188,000 |