Call reports 2025
AMERICAN BANK OF OKLAHOMA — 2025
What AMERICAN BANK OF OKLAHOMA reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 385,461,000 | 380,946,000 | 377,441,000 | 395,292,000 |
| Total loans | 281,785,000 | 272,276,000 | 259,463,000 | 243,087,000 |
| Allowance for loan losses | 3,728,000 | 4,031,000 | 6,005,000 | 8,049,000 |
| Securities available for sale | 0 | 0 | 0 | 18,152,000 |
| Securities held to maturity | 24,858,000 | 19,934,000 | 18,821,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 320,855,000 | 315,923,000 | 313,641,000 | 329,494,000 |
| Interest-bearing deposits | 259,113,000 | 251,861,000 | 255,822,000 | 274,076,000 |
| Noninterest-bearing deposits | 61,742,000 | 64,062,000 | 57,819,000 | 55,418,000 |
| Equity capital | 36,097,000 | 36,592,000 | 35,281,000 | 49,150,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 6,559,000 | 12,952,000 | 19,475,000 | 3,031,000 |
| Interest expense | 2,004,000 | 4,043,000 | 6,078,000 | 995,000 |
| Net interest income | 4,555,000 | 8,909,000 | 13,397,000 | 2,036,000 |
| Noninterest income | 698,000 | 1,572,000 | 2,181,000 | 246,000 |
| Noninterest expense | 4,669,000 | 8,839,000 | 12,857,000 | 1,694,000 |
| Provision for loan losses | 483,000 | 691,000 | 2,931,000 | -311,000 |
| Pretax income | 159,000 | 1,034,000 | -127,000 | 899,000 |
| Income tax | 46,000 | 248,000 | 398,000 | 216,000 |
| Net income | 113,000 | 786,000 | -525,000 | 683,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,066,000 | 36,548,000 | 35,249,000 | 37,212,000 |
| Total capital | — | — | — | 40,540,000 |
| Risk-weighted assets | — | — | — | 261,528,000 |