Call reports 2024
AMERICAN BANK OF OKLAHOMA — 2024
What AMERICAN BANK OF OKLAHOMA reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 383,762,000 | 379,867,000 | 393,345,000 | 386,338,000 |
| Total loans | 309,246,000 | 304,205,000 | 296,171,000 | 290,981,000 |
| Allowance for loan losses | 5,849,000 | 5,288,000 | 5,046,000 | 3,405,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 26,121,000 | 24,912,000 | 20,093,000 | 23,196,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 315,537,000 | 310,953,000 | 325,425,000 | 321,246,000 |
| Interest-bearing deposits | 251,258,000 | 249,426,000 | 263,739,000 | 262,838,000 |
| Noninterest-bearing deposits | 64,279,000 | 61,527,000 | 61,686,000 | 58,408,000 |
| Equity capital | 36,858,000 | 37,686,000 | 36,581,000 | 36,339,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 6,540,000 | 13,407,000 | 20,454,000 | 27,222,000 |
| Interest expense | 1,749,000 | 3,643,000 | 5,816,000 | 8,079,000 |
| Net interest income | 4,791,000 | 9,764,000 | 14,638,000 | 19,143,000 |
| Noninterest income | 912,000 | 1,961,000 | 2,940,000 | 3,454,000 |
| Noninterest expense | 4,455,000 | 9,152,000 | 13,397,000 | 18,326,000 |
| Provision for loan losses | 2,569,000 | 2,569,000 | 4,838,000 | 6,109,000 |
| Pretax income | -1,362,000 | -42,000 | -789,000 | -2,033,000 |
| Income tax | 270,000 | 466,000 | 702,000 | -300,000 |
| Net income | -1,632,000 | -508,000 | -1,491,000 | -1,733,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,906,000 | 37,734,000 | 36,629,000 | 36,388,000 |
| Total capital | 42,755,000 | 43,022,000 | — | — |
| Risk-weighted assets | 319,047,000 | 312,379,000 | — | — |