Call reports 2023
AMERICAN BANK OF OKLAHOMA — 2023
What AMERICAN BANK OF OKLAHOMA reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 364,827,000 | 382,781,000 | 373,027,000 | 364,074,000 |
| Total loans | 289,001,000 | 299,070,000 | 297,401,000 | 297,407,000 |
| Allowance for loan losses | 3,015,000 | 3,466,000 | 3,580,000 | 3,484,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 25,297,000 | 26,439,000 | 26,310,000 | 26,209,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 301,511,000 | 313,111,000 | 302,220,000 | 294,441,000 |
| Interest-bearing deposits | 229,967,000 | 236,904,000 | 232,847,000 | 233,055,000 |
| Noninterest-bearing deposits | 71,544,000 | 76,207,000 | 69,373,000 | 61,386,000 |
| Equity capital | 37,714,000 | 37,930,000 | 38,859,000 | 38,787,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,424,000 | 11,301,000 | 17,649,000 | 24,051,000 |
| Interest expense | 876,000 | 1,967,000 | 3,333,000 | 4,899,000 |
| Net interest income | 4,548,000 | 9,334,000 | 14,316,000 | 19,152,000 |
| Noninterest income | 1,096,000 | 1,970,000 | 2,899,000 | 3,740,000 |
| Noninterest expense | 4,278,000 | 8,657,000 | 12,838,000 | 17,305,000 |
| Provision for loan losses | 53,000 | 490,000 | 730,000 | 1,415,000 |
| Pretax income | 1,324,000 | 2,094,000 | 3,584,000 | 4,120,000 |
| Income tax | 270,000 | 541,000 | 810,000 | 1,032,000 |
| Net income | 1,054,000 | 1,553,000 | 2,774,000 | 3,088,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,842,000 | 38,059,000 | 38,988,000 | 38,916,000 |
| Total capital | 40,883,000 | 41,525,000 | 42,568,000 | 42,400,000 |
| Risk-weighted assets | 315,204,000 | 325,503,000 | 325,298,000 | 310,844,000 |