Call reports 2022
AMERICAN BANK OF OKLAHOMA — 2022
What AMERICAN BANK OF OKLAHOMA reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 382,308,000 | 382,197,000 | 365,959,000 | 353,552,000 |
| Total loans | 265,558,000 | 273,033,000 | 276,040,000 | 285,056,000 |
| Allowance for loan losses | 3,001,000 | 2,932,000 | 2,770,000 | 2,853,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 13,101,000 | 17,399,000 | 22,172,000 | 24,055,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 315,757,000 | 315,074,000 | 297,603,000 | 285,324,000 |
| Interest-bearing deposits | 250,066,000 | 247,560,000 | 228,469,000 | 217,911,000 |
| Noninterest-bearing deposits | 65,691,000 | 67,514,000 | 69,134,000 | 67,413,000 |
| Equity capital | 34,660,000 | 35,266,000 | 36,216,000 | 37,254,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,226,000 | 8,662,000 | 13,487,000 | 18,640,000 |
| Interest expense | 435,000 | 858,000 | 1,305,000 | 1,913,000 |
| Net interest income | 3,791,000 | 7,804,000 | 12,182,000 | 16,727,000 |
| Noninterest income | 1,552,000 | 3,353,000 | 4,629,000 | 5,675,000 |
| Noninterest expense | 4,206,000 | 8,619,000 | 13,144,000 | 17,540,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 125,000 |
| Pretax income | 1,137,000 | 2,538,000 | 3,617,000 | 4,737,000 |
| Income tax | 211,000 | 423,000 | 678,000 | 983,000 |
| Net income | 926,000 | 2,115,000 | 2,939,000 | 3,754,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,549,000 | 35,155,000 | 36,105,000 | 37,143,000 |
| Total capital | 37,550,000 | 38,087,000 | 38,875,000 | 39,996,000 |
| Risk-weighted assets | 297,449,000 | 302,157,000 | 304,838,000 | 310,344,000 |