Call reports 2021
AMERICAN BANK OF OKLAHOMA — 2021
What AMERICAN BANK OF OKLAHOMA reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 364,975,000 | 377,518,000 | 375,926,000 | 362,341,000 |
| Total loans | 256,526,000 | 263,312,000 | 261,459,000 | 265,597,000 |
| Allowance for loan losses | 3,378,000 | 3,052,000 | 2,950,000 | 2,990,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 8,303,000 | 12,700,000 | 12,516,000 | 12,684,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 303,469,000 | 314,559,000 | 311,923,000 | 297,713,000 |
| Interest-bearing deposits | 248,544,000 | 257,210,000 | 241,593,000 | 234,007,000 |
| Noninterest-bearing deposits | 54,925,000 | 57,349,000 | 70,329,000 | 63,706,000 |
| Equity capital | 29,383,000 | 31,147,000 | 32,165,000 | 33,314,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,987,000 | 8,397,000 | 12,833,000 | 17,080,000 |
| Interest expense | 663,000 | 1,296,000 | 1,868,000 | 2,365,000 |
| Net interest income | 3,324,000 | 7,101,000 | 10,965,000 | 14,715,000 |
| Noninterest income | 1,894,000 | 3,934,000 | 5,527,000 | 7,090,000 |
| Noninterest expense | 4,199,000 | 8,452,000 | 12,679,000 | 16,750,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 50,000 |
| Pretax income | 1,019,000 | 2,583,000 | 3,763,000 | 5,005,000 |
| Income tax | 212,000 | 373,000 | 535,000 | 1,258,000 |
| Net income | 807,000 | 2,210,000 | 3,228,000 | 3,747,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,272,000 | 31,036,000 | 32,054,000 | 33,203,000 |
| Total capital | 32,649,000 | 34,088,000 | 35,004,000 | 36,193,000 |
| Risk-weighted assets | 279,161,000 | 285,744,000 | 291,306,000 | 293,093,000 |