Call reports 2020
AMERICAN BANK OF OKLAHOMA — 2020
What AMERICAN BANK OF OKLAHOMA reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 337,543,000 | 364,189,000 | 348,437,000 | 341,722,000 |
| Total loans | 275,675,000 | 282,354,000 | 276,569,000 | 268,017,000 |
| Allowance for loan losses | 3,654,000 | 3,669,000 | 3,593,000 | 3,372,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,647,000 | 5,641,000 | 4,505,000 | 4,498,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 279,354,000 | 304,934,000 | 287,935,000 | 281,435,000 |
| Interest-bearing deposits | 241,972,000 | 250,385,000 | 238,904,000 | 232,733,000 |
| Noninterest-bearing deposits | 37,382,000 | 54,548,000 | 49,031,000 | 48,703,000 |
| Equity capital | 25,394,000 | 26,586,000 | 27,719,000 | 28,576,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,639,000 | 9,480,000 | 13,819,000 | 17,830,000 |
| Interest expense | 1,134,000 | 2,221,000 | 3,191,000 | 4,030,000 |
| Net interest income | 3,505,000 | 7,259,000 | 10,628,000 | 13,800,000 |
| Noninterest income | 1,180,000 | 2,573,000 | 4,694,000 | 6,557,000 |
| Noninterest expense | 3,695,000 | 7,454,000 | 11,649,000 | 15,882,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 990,000 | 2,378,000 | 3,673,000 | 4,475,000 |
| Income tax | 127,000 | 323,000 | 485,000 | 656,000 |
| Net income | 863,000 | 2,055,000 | 3,188,000 | 3,819,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,283,000 | 26,475,000 | 27,608,000 | 28,465,000 |
| Total capital | 28,918,000 | 30,124,000 | 31,189,000 | 31,837,000 |
| Risk-weighted assets | 290,822,000 | 291,770,000 | 286,454,000 | 278,186,000 |