Call reports 2019
AMERICAN BANK OF OKLAHOMA — 2019
What AMERICAN BANK OF OKLAHOMA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 307,858,000 | 303,235,000 | 313,581,000 | 323,133,000 |
| Total loans | 239,351,000 | 252,165,000 | 257,856,000 | 268,291,000 |
| Allowance for loan losses | 1,531,000 | 1,587,000 | 3,473,000 | 3,662,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,125,000 | 4,576,000 | 6,360,000 | 6,353,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 249,110,000 | 244,326,000 | 256,688,000 | 266,102,000 |
| Interest-bearing deposits | 215,038,000 | 210,920,000 | 219,898,000 | 230,744,000 |
| Noninterest-bearing deposits | 34,072,000 | 33,406,000 | 36,790,000 | 35,358,000 |
| Equity capital | 26,212,000 | 26,346,000 | 24,265,000 | 24,530,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,061,000 | 8,393,000 | 12,835,000 | 17,400,000 |
| Interest expense | 1,028,000 | 2,118,000 | 3,244,000 | 4,421,000 |
| Net interest income | 3,033,000 | 6,275,000 | 9,591,000 | 12,979,000 |
| Noninterest income | 733,000 | 1,676,000 | 2,977,000 | 4,267,000 |
| Noninterest expense | 3,206,000 | 6,490,000 | 9,971,000 | 13,601,000 |
| Provision for loan losses | 30,000 | 120,000 | 2,931,000 | 3,111,000 |
| Pretax income | 530,000 | 1,341,000 | -334,000 | 534,000 |
| Income tax | 127,000 | 253,000 | 380,000 | 1,196,000 |
| Net income | 403,000 | 1,088,000 | -714,000 | -662,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,101,000 | 26,235,000 | 24,153,000 | 24,420,000 |
| Total capital | 27,632,000 | 27,822,000 | 27,533,000 | 27,887,000 |
| Risk-weighted assets | 252,021,000 | 262,107,000 | 270,338,000 | 277,225,000 |