Call reports 2016
AMERICAN BANK OF OKLAHOMA — 2016
What AMERICAN BANK OF OKLAHOMA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 248,047,000 | 249,738,000 | 250,125,000 | 252,672,000 |
| Total loans | 201,876,000 | 204,178,000 | 199,981,000 | 205,619,000 |
| Allowance for loan losses | 1,209,000 | 1,309,000 | 1,407,000 | 1,300,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 160,000 | 160,000 | 800,000 | 800,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 196,266,000 | 197,611,000 | 197,545,000 | 201,105,000 |
| Interest-bearing deposits | 169,113,000 | 171,634,000 | 171,898,000 | 175,290,000 |
| Noninterest-bearing deposits | 27,153,000 | 25,978,000 | 25,647,000 | 25,815,000 |
| Equity capital | 24,145,000 | 24,415,000 | 24,970,000 | 24,403,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,935,000 | 5,970,000 | 9,047,000 | 12,096,000 |
| Interest expense | 438,000 | 905,000 | 1,395,000 | 1,891,000 |
| Net interest income | 2,497,000 | 5,065,000 | 7,652,000 | 10,205,000 |
| Noninterest income | 481,000 | 1,044,000 | 1,633,000 | 2,200,000 |
| Noninterest expense | 2,343,000 | 4,618,000 | 6,858,000 | 9,214,000 |
| Provision for loan losses | 125,000 | 236,000 | 339,000 | 938,000 |
| Pretax income | 510,000 | 1,255,000 | 2,088,000 | 2,253,000 |
| Income tax | 172,000 | 353,000 | 531,000 | 999,000 |
| Net income | 338,000 | 902,000 | 1,557,000 | 1,254,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,072,000 | 24,342,000 | 24,897,000 | 24,330,000 |
| Total capital | 25,281,000 | 25,651,000 | 26,304,000 | 25,630,000 |
| Risk-weighted assets | 207,145,000 | 207,233,000 | 205,170,000 | 208,303,000 |